Financial Adviser

Location

St Ives / Westerham / Norwich

Company

Insight IFA

Role:

We are a rapidly growing financial services firm seeking motivated professionals with experience in the financial services sector who are ready to take the next step into the early stages of their career as a Financial Adviser. This opportunity is ideally suited to individuals from an administration or support background who are diploma qualified and looking to transition into an adviser role.

You may already be in the early stages of your Financial Adviser career, with limited or some prior experience. We provide full training and ongoing development through our comprehensive in-house training programmes, ensuring you are fully supported as you progress.

In this role, you will work closely with clients to build strong, long-term relationships, supporting them with strategic cashflow planning and ongoing financial guidance. You will develop the skills to understand client needs and recommend appropriate products and services to help them achieve their financial goals.

We offer a fantastic company culture with modern offices, annual company events, and a collaborative working environment that places a strong emphasis on professional development and employee wellbeing. This is an exciting opportunity to join a firm that is growing rapidly and making a genuine impact within the financial services sector.

Responsibilities:

Client Consultation and Needs Assessment:

1. Meet with clients to understand their financial goals, risk tolerance, and current financial situation.
2. Conduct financial assessments, including income, expenses, investments, and liabilities.
3. Identify clients’ short- and long-term financial goals (e.g., retirement planning, estate planning, education funding).

Financial Planning and Strategy:

1. Develop comprehensive financial plans tailored to clients’ needs.
2. Recommend financial strategies and solutions, such as budgeting, investing, tax planning, insurance, and retirement planning.
3. Create and present investment portfolios, strategies for wealth accumulation, and risk management plans.

Investment Management:

1. Advise clients on various investment options (stocks, bonds, mutual funds, real estate, etc.).
2. Monitor clients’ investment portfolios and recommend adjustments as necessary based on performance and changes in clients’ circumstances.
3. Ensure portfolios align with clients’ risk tolerance and financial goals.

Retirement and Estate Planning:

1. Help clients plan for retirement by recommending pension plans, IRAs, 401(k)s, and other retirement savings options.
2. Assist clients in estate planning, including wills, trusts, and minimizing estate taxes.

Insurance Advice:

1. Recommend insurance products (life, health, disability, etc.) that align with clients’ financial needs and goals.
2. Ensure clients are adequately covered for risks.

Ongoing Monitoring and Relationship Management:

1. Build long-term relationships with clients to foster trust and ensure continued financial health.
2. Provide regular portfolio reviews and updates, adjusting strategies as necessary.
3. Keep clients informed about market trends and financial news that may impact their strategies.

Regulatory Compliance:

1. Stay current on financial regulations, market trends, and products to ensure all advice and strategies are compliant with laws and regulations.
2. Maintain necessary certifications and licenses

Skills and Qualifications:

• Strong understanding of financial markets, investment strategies, tax laws, and insurance.
• Excellent interpersonal and communication skills to explain complex financial concepts in simple terms.
• Problem-solving skills and the ability to create customized financial solutions.
• Ability to assess risk and align it with client preferences.
• Certified Financial Planner Diploma Level (CFP)
• Strong attention to detail and organizational skills.

Company Benefits:

• One Volunteering Day
• Company Pension Scheme
• Cycle to Work Scheme
• Group Income Protection Scheme
• Employee Assistance Programme
• Referral Scheme
• Company Sick Scheme
• Loyalty Holiday Scheme
• Free Car Parking Onsite
• Payroll Giving Scheme
• Life Insurance x4
• Access to a Financial Adviser
• Discount at our Sister Companies
• Local Corporate Gym Discount (Norwich Office)
• Local Travel Company Discount (Norwich Office)
             

To apply please contact: Recruitment@insightifa.com